Tax Savings Wellness Plan

Take better care of your team, and pay less in taxes.

You work hard to keep good people. But care costs too much for them to use, and your payroll taxes are too high. We help you fix both with one simple plan.

  • No new budget
  • No change to your health insurance
  • Reviewed by legal and tax pros

See how it works in 60 seconds

A quick look at the plan, and what your team gets.

You should not have to choose

The people problem

Good workers are hard to keep

When care costs too much, your team feels it. Some leave for a job that pays a little more.

The money problem

Taxes pull cash from your business

High payroll taxes take money out every pay cycle. That is cash you could use to grow or reward your people.

We have helped owners like you for 25 years

We know you want to do right by your people without spending more. Companies with 40 to 1,000 workers use this plan, and we use it in our own business. It runs on Section 125, the same pre-tax rule you already use for premiums, and it is reviewed by legal and tax pros.

Your simple 3-step plan

No pressure. Just a clear path.

1

Book a quick call

We learn about your team. It takes about 15 minutes.

2

See your numbers

We show you what the plan could save your business and your people.

3

Roll it out

Your team gets easy, no cost care. You save on payroll taxes each pay cycle.

What changes for you and your team

Your team uses care without fear of the cost. You keep more cash every pay cycle. Your best people stay.

$573
Employer saves per employee, per year
$1,500
More take-home pay per worker, per year (about $125 a month)
~$45,000
An 80-person company saves, per year

These are typical examples. Your numbers depend on your team.

What your team gets

Easy, no cost care for workers and their families.

Employees have $0 copays for primary and urgent care

Visits with First Health network providers. No deductible, no copay.

Wellness tools and app

At-home lab kits, vitals tracking, pet telehealth, and one app for it all.

$0 telehealth, 24/7

Reach a doctor by phone or video anytime. Workers and family are covered.

$0 virtual mental health

Mental health visits for workers and their families, at no cost.

600+ prescriptions

Over 600 common medications cost nothing at the pharmacy.

Families covered too

Spouses and children get the same easy access.

"We took a deeper dive into the whole HR piece and found there may be a better way. He is a solution provider and a problem solver."

Rob Dixon, SERVPRO of Belle Meade

Questions owners ask

It is a workplace wellness plan that sits next to your health insurance. It does not replace it. It lowers your payroll taxes and gives your team added care at no cost to them.

It uses Section 125, the same pre-tax rule you already use for health insurance premiums. Employees pay their share pre-tax, which lowers the payroll your company reports. That lowers your FICA taxes, about $573 per enrolled employee per year.

No. Take-home pay does not go down. Most workers see about $125 more each month.

It runs on Section 125, a federal pre-tax rule. It has been reviewed by legal and tax professionals and follows federal tax rules.

They get $0 copay for primary and urgent care through the First Health network, 24/7 telehealth and mental health for workers and families, over 600 prescriptions at no cost, and wellness tools with one app. Families are covered too.

There is no added net cost to offer it.

No. It is a wellness benefit that sits alongside your current medical plan. It does not replace your health insurance.

It fits closely held companies, usually 40 to 1,000 employees, in all businesses.

Book a 15-minute call. All we need is your employee count. You can also get the 2-page summary first.

Get the 2-page summary

Prefer to read first? Send your employee count and email. We will send the 2-page summary with your estimated savings.

Please review the form.







Ready to see your number?

Book a 15-minute call. All we need is your employee count. No cost, no pressure.

Book a 15-minute call

Or call Dave: 615-636-1105

Insight Insurance Services
Tax Savings Wellness Plan

This page is for general information only. It is not tax, legal, or investment advice. This is a wellness benefit plan, not health insurance. It sits alongside your current medical coverage and does not replace it. Savings figures are examples and will vary by business. Talk with your own tax advisor about your situation.