We protect your business financially if a Key Person dies or becomes disabled.

How We Help

Gain Control

Protect Your Business

Attract & Retain Employees

Business Succession Planning
Key Questions

  • Would your business survive if a Key Person suddenly Dies or became Disabled?
  • What happens to your business if an owner suddenly Dies or became Disabled?
  • When was the last time you reviewed your Operating Agreement?
  • Will my Family be okay?

Employee Benefits:
Do you struggle with

  • Controlling plan costs
  • Attracting & retaining employees
  • Providing a first-class user experience
  • Communicating benefits to employees

Helping you Save Money on Prescription Drugs

  • Are you Overpaying for your prescriptions?
  • Would you like to Save up to 80% on your prescriptions?
  • Does your Pet use Prescriptions?
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Association Dental Plans
Would you like a Dental Plan

  • With No Waiting periods for Preventive, Basic and Major Services
  • Unused Dental Benefits carry over to next year up to 2 times your Annual Max
  • Annual Maximums up to $3,000
  • Premiums start at under $40 a month
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How We Work

Discovery Audit

We listen. Unusual? That’s us! But that is how we learn about your goals and your current plan of benefits

Assess & Recommend

We compare your goals to your plan achievements and make long-term recommendations that give you the control you need to achieve those goals.

Implement & Monitor

Then we act as an extension of your team to implement and communicate that long-term strategy. We continually monitor and make make adjustments as needed.

We get it. Talk is cheap

We know how we work with small and mid-sized employers to help them take back control of their plans and deliver great benefits to their employees.
Here is what some of those clients are saying.

“We recently changed our health insurance to level funding. Our experience has been incredible, and our premiums decreased for the first time in 7 years. We received an $85,000 refund check from the insurance company! Employees continue to have the same excellent healthcare plan that they have had for years. Insight Insurance Services is a great partner for us.”

– Marylou Swedberg, CFO
Tri-State Drilling, Inc.

“Dave and the team at Insight Insurance has worked with us for more than 15 years and has always had our best interest. We recently changed our healthcare plan to level funding. For the first time in more than six years, our premiums went down! Dave thinks outside the box and provides excellent service to our employees. Give Dave a call.”

– Sara Yurczyk
360 Rents, Inc.

“Dave is one of the most experienced insurance specialists I have known. His
knowledge is wide, broad,, and deep, and he has solutions for all businesses that can help reduce costs and customize the right business service for their
needs. Meeting with him is time well spent whether you are in the market for insurance now or just reviewing your options.”

– Karen Schorkopf,
Managing Partner
Tennessee Business Brokers

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About Us

Dave Toeben is the President and Owner of Insight Insurance Services, headquartered in Nashville, Tennessee with offices in Saint Cloud, Minnesota.

Over the past 20 years, Dave has seen the benefits of proper planning and the negative consequences of its absence. He believes small businesses are the backbone of our economy and without them, there would be fewer businesses and less jobs. As a small business owner himself, he understands their struggles and wants to help his clients thrive.

Dave simplifies the insurance process for small businesses and the mighty heroes that lead them. He recognizes each client is different with unique needs, so his tailored approach keeps owners, their families, and employees at the forefront of the planning process.

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